Those cheap quotes always seem too good until you dig into the details like deductibles and what’s actually covered. When I last switched, I spent forever calling around because websites just showed flashy numbers but not the full breakdown of what’s covered and not. One of my coworkers told me to check with real brokers because they can show all the plan details side by side, not just the headline price. That's what I ended up doing, and it saved a lot of time and confusion. If you’re looking for smarter ways to compare group plans and see everything up front, you can try TaylorBenefits.