Direct integration with card networks significantly reduces costs by removing redundant layers in the payment chain. When a business connects directly to the network, it eliminates the "middleman" markups often charged by third-party gateways or sub-processors. This streamlined architecture means that high-volume merchants benefit from more transparent, lower fees per transaction. Furthermore, efficient
card payment processing through direct channels improves stability by reducing the number of potential failure points during authorization. Fewer intermediaries result in faster response times and higher authorization rates, as data travels directly to the network without being reformatted by multiple vendors. Ultimately, this approach provides greater control over transaction data and ensures a more resilient financial infrastructure for growing businesses.